01
Capital amount and purpose
How much funding the company requires, its intended use, and the disbursement schedule. We also evaluate the revenue and resources available to meet repayment obligations.
SR Corporate - Structured Finance
Structured finance
Structured finance consists of organizing financing for a company or project tailored to its specific needs. We begin by assessing the required capital, its intended use, and the debt-service capacity. From there, we evaluate the available alternatives and their terms.
How it works
Key considerations
We review the capital requirements and the viable options, outlining their respective timelines, costs, and commitments for the company.
02
Alternatives and terms
Which debt, equity, or alternative financing structures can be considered, along with the maturity profiles, costs, and collateral required by each.
03
Corporate commitments
How the transaction will impact cash flows, leverage, or shareholder equity, as well as the reporting requirements to be fulfilled.
How we prepare a proposal
We begin by developing an in-depth understanding of the company, the project, and the available financial data. We analyze revenue and expenditure forecasts alongside the financing timeline. This enables us to evaluate alternatives and compare terms objectively, rather than focusing solely on the requested amount.
Prior to proceeding, it is essential to determine the funding sources, costs, collateral requirements, and covenants to be assumed by the company. Financing is subject to the formal assessment and terms of the participating financial institution or investor; an initial consultation does not constitute approval.
Further reading: Bank of Spain - SME Financing.
Before reaching out
Frequently Asked Questions
Is financing approved upon submitting the project?
The initial inquiry allows us to commence the assessment. The final decision to grant financing or deploy capital rests entirely with the participating institutions or investors, following a rigorous review of the transaction and its terms.
What information should you prepare?
A comprehensive description of the business activity, the requested capital amount and its allocation, the projected schedule, and available financial records. Based on this, we determine the specific documentation required for the analysis.
What costs are involved in a transaction?
Costs depend on the chosen structure and the parties involved. A thorough review should cover interest rates, fees, transaction expenses, and applicable repayment or equity terms, as well as the cost of collateral or guarantees where required.
What are your company's financing needs?
Tell us about your project and your capital requirements.